Why Get Pre-Qualified?
1. Pre-qualification acts as a dry run of the loan application process. The mortgage lender will use details you provide about your credit, income, assets and debts to arrive at an estimate of how much mortgage you can afford. The whole process may take only minutes or a few hours at most, and is free.
2. While a "pre-qual" is non-binding to the lender (because the information you provide has not been verified), it does serve as a good indication to potential sellers of your general creditworthiness.
3. These days most sellers will NOT accept an offer without at least a pre-approval letter, so if you are serious about buying this is the first step towards getting you in your new home.
Evergreen Home Loans was founded by Donald Burton in 1987 to help people achieve home ownership through loan transactions that are easy and trouble-free. We are FANATICAL about making the entire home financing process a better experience for homebuyers. Our company is built on a simple promise: We will help you finance you home in the smoothest possible way. This is our life’s work – it’s the only thing we do – we promise to throw our hearts into it for you.
This year, we are celebrating our 25th Year Silver Anniversary and know that our loyal real estate agents, clients, and families have all contributed to our success. We thank you and look forward to serving you for many years to come.
This is Our Purpose: We Imagine • We See • We Become
We’ve aligned our entire organization around providing an excellent customer experience. Within our company we are inspired by the opportunity to change the world, one relationship at a time.